Address
21401 Hilltop Avenue, Panama City Beach, FL
Price
$ 640,000
Property Attributes
- MLS#786385
- TypeSingle Family
- Listing Status Pending
- CountyBay
- CityPanama City Beach
- Area03 - Bay County - Beach
- NeighborhoodRiviera Beach
- Zip32413
- Style
- Year Built1991
- Taxes$ 4909
- Price$ 640,000
- Bedrooms3
- Full Bathrooms3
- Half Bathrooms0
- Sqr Footage1835
- Lot Size0.13 Acres
Data Source:
Central Panhandle Association of REALTORS® (CPAR)
Property Description
Great opportunity on the quiet West End of Panama City Beach - just 3 blocks from the beach and perfectly positioned for a strong short-term rental or personal getaway. This beach house offers a projected annual gross rental income of $54,000-$78,000 and has been thoughtfully expanded with an additional 700 square feet by converting the adjacent garage into a fully functional living space. The new addition includes 1 Bedroom, a Full Bathroom, a Bunk room, and a Full Living room, creating a separate guest suite that adds flexibility and increased rental potential. The main home features 2 Bedrooms and 2 Full Bathrooms, providing comfortable coastal living in a peaceful area while still being close to the beach and everything PCB has to offer. If you're looking for a turnkey investment or beach retreat with great income potential, this property is worth a look. Reach out today to schedule a showing.
| Elementary School | Middle School | High School |
|---|---|---|
| West Bay Elementary School | Surfside Middle School | Arnold High School |
| Price History | |
|---|---|
| 3/6/2026 | Listed $640,000 |
General Features
| Utilities | Electricity Available |
|---|---|
| Property Subtype | Single Family Residence |
| Tax Year | 2025 |
| Community Features | Short Term Rental Allowed |
| County | Bay |
| Property Type | Residential |
| HOA | false |
| Subdivision Name | Riviera Beach |
| Special Listing Conditions | Listed As-Is |
| Status | Pending |
| Directions | Heading East on Front Beach Road from US98 from Lake Powell Bridge, turn Left on Riviera Drive, turn Right on Hilltop Ave, property will be on your right. |
| High School | Arnold |
| City | Panama City Beach |
| MLS Area | 03 - Bay County - Beach |
| Lot Size Units | Acres |
| Lot Size Square Feet | 5489 |
| Elementary School | West Bay |
| Tax Annual Amount | 4909 |
| Middle/Junior High School | Surfside |
| MLS Area Minor | 0324 - Beach - West Central |
| Standard Status | Pending |
| Property Sub Type Additional | Single Family Residence |
| Other Structures | Guest House |
| Occupancy Type | Tenant |
| Year Built | 1991 |
| Heating | Central,Electric |
| Cooling | Central Air,Ceiling Fan(s) |
| Appliances | Electric Cooktop,Electric Range,Electric Water Heater |
| Patio/Porch Features | Covered,Patio,Porch |
| Construction Materials | Stucco |
| Attached Garage | false |
| Garage Y/N | true |
| Total Rooms | 3 |
| Full Baths | 3 |
| Garage Spaces | 1 |
| Architectural Style | Coastal |
| New Construction | false |
| Roof | Composition,Metal,Shingle |
Interior Features
| Total Baths | 3 |
|---|---|
| Interior Amenities | Main Level Primary,Shower Only |
| Furnished Units | All Units |
| Air Conditioning Y/N | true |
| Heating Y/N | true |
| Total Bedrooms | 3 |
| LivingAreaSource | Owner |
Exterior Features
| Lot Size Area | 0.13 |
|---|---|
| Lot Dimensions | 50x110 |
| Lot Size Acres | 0.13 |
| Road Frontage Type | City Street |
| Parking Features | Paved |
| Building Area Total | 1835 |
| Waterfront Y/N | false |
| Road Responsibility | Public Maintained Road |
| Fencing | Full,Fenced |
Amenities
- Foreclosure
- Views
- Short Sale
- New Construction
- Adult 55+
- Lease To Own
- No HOA Fees
- Furnished
- Primary On Main
- Air Conditioning
- Seller Finance
- Green
- Fixer Upper
- Horse
- Golf
- Fireplace
- Deck
- Garage
- Basement
- Pool
Property vs Single Family Average in 32413
Price
Taxes
Year Built
In The Neighborhood
Waterfront
Panama City Beach
$ 5,700,000
- Type
- Single Family
- Size
- 7,914 SqFt
- Rooms
- 12 Beds + 14 Baths
Emerald Coast Association of REALTORS®, Inc. All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer's personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers
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The Tallahassee Board of REALTORS® Inc Data on this site was last updated: September 20, 2026 8:48 PM UTC
Listing data provided by: Central Panhandle Association of Realtors (CPAR)
Information deemed reliable but not guaranteed. The information is provided exclusively for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer's personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The data relating
