Price Reduction
Address
912 Camp Fire Circle Lot 319, Panama City Beach, FL
Price
$ 849,700
Property Attributes
- MLS#1007466
- TypeSingle Family
- Listing Status Active
- CountyBay
- CityPanama City Beach
- AreaBay County
- NeighborhoodBreakwater at Ward Creek
- Zip32413
- StyleCraftsman Style
- Year Built2025
- Taxes$ 1354
- Price$ 849,700
- Bedrooms4
- Full Bathrooms3
- Half Bathrooms1
- Sqr Footage2839
- Lot Size0.18 Acres
Data Source:
Emerald Coast MLS (ECAR)
Property Description
Welcome to Breakwater, one of Panama City Beach's premier gated communities, where resort-style amenities, modern design, and everyday convenience come together. This beautifully maintained 4-bedroom, 3.5-bath home features soaring ceilings, an open-concept layout, a spacious 3-car garage, and a backyard with plenty of room to create your own private oasis, including space for a future pool. Situated on a desirable corner homesite near a quiet cul-de-sac, this move-in-ready home offers all the benefits of new construction without the wait. Filled with natural light, the spacious kitchen and living area create the perfect place for entertaining, gathering with family, and enjoying everyday life. The primary suite features a spa-inspired bath complete with an oversized soaking tub, creating the perfect place to unwind. What truly sets this Panama City Beach home apart is the lifestyle. Breakwater residents enjoy resort-style amenities including a community pool, pickleball courts, tennis courts, fitness center, clubhouse, playground, and a gated entrance--all designed to make everyday living feel a little more like a getaway. Conveniently located just minutes from shopping, dining, Northwest Florida Beaches International Airport, Pier Park, and the beautiful white-sand beaches of the Emerald Coast, this home offers the perfect combination of luxury, convenience, and coastal living. Where everyday living feels like a getaway!!
| Elementary School | Middle School | High School |
|---|---|---|
| West Bay Elementary School | Surfside Middle School | Arnold High School |
| Price History | |
|---|---|
| 7/12/2026 | Listed $865,000 |
| 9/16/2026 | 2$849,700 |
General Features
| Utilities | Electric,Gas - Natural,Phone,Public Water,TV Cable,Underground |
|---|---|
| Zoning | Resid Single Family |
| Property Subtype | Detached Single Family |
| Community Features | Pickle Ball,Community Room,Exercise Room,Gated Community,Picnic Area,Playground,Pool,Tennis |
| County | Bay |
| Property Type | Residential |
| Subdivision Name | Breakwater at Ward Creek |
| Status | Active |
| Directions | From Hwy 98, turn on Hwy 79 going north. 2.6 Miles Breakwater community will be on your left. |
| High School | Arnold |
| City | Panama City Beach |
| MLS Area | 27 - Bay County |
| Lot Size Units | Acres |
| Lot Size Square Feet | 7840.8 |
| Elementary School | West Bay |
| Middle/Junior High School | Surfside |
| MLS Area Minor | 2722 - Beach - North West |
| Standard Status | Active |
| Sewer | Public Sewer |
| Tax Assessed Value | 200 |
| Heating | Central |
| Cooling | Central Air |
| Garage Spaces | 3 |
| Patio/Porch Features | Deck Covered,Patio Open |
| Architectural Style | Craftsman Style |
| Construction Materials | Siding CmntFbrHrdBrd |
| Year Built | 2025 |
| Stories Count | 1 |
| Tax Year | 2025 |
| New Construction | false |
| Attached Garage | true |
| Total Rooms | 6 |
| Carport Y/N | false |
| Property Condition | Construction Complete |
| Association Fee Includes | Management,Recreational Faclty,Repairs/Maintenance |
| Pool Features | Pool Type |
| Unit Number | Lot 319 |
| HOA | true |
Interior Features
| Total Baths | 4 |
|---|---|
| Interior Amenities | Ceiling Tray/Cofferd,Kitchen Island,Pantry |
| Flooring | Floor Vinyl |
| Air Conditioning Y/N | true |
| Heating Y/N | true |
Exterior Features
| Lot Features | Cul-De-Sac,Interior |
|---|---|
| Lot Size Area | 0.18 |
| Lot Dimensions | 60'x120' |
| Lot Size Acres | 0.18 |
| Road Surface Type | Paved |
| Exterior Amenities | Rain Gutter,Fenced Back Yard |
| Building Area Total | 2839 |
| Total Parking | 3 |
Amenities
- Foreclosure
- Views
- Short Sale
- New Construction
- Adult 55+
- Lease To Own
- No HOA Fees
- Furnished
- Primary On Main
- Air Conditioning
- Seller Finance
- Green
- Fixer Upper
- Horse
- Golf
- Fireplace
- Deck
- Garage
- Basement
- Pool
Property vs Single Family Average in 32413
Price
Taxes
Year Built
In The Neighborhood
Open House
Panama City Beach
$ 1,195,000
- Type
- Single Family
- Size
- 3,065 SqFt
- Rooms
- 4 Beds + 3.5 Baths
Open House
Panama City Beach
$ 1,195,000
- Type
- Single Family
- Size
- 3,065 SqFt
- Rooms
- 4 Beds + 3.5 Baths
New Construction
Panama City Beach
$ 549,000
- Type
- Single Family
- Size
- 1,741 SqFt
- Rooms
- 3 Beds + 2 Baths
New Construction
Panama City Beach
$ 559,000
- Type
- Single Family
- Size
- 1,739 SqFt
- Rooms
- 3 Beds + 2 Baths
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The Tallahassee Board of REALTORS® Inc Data on this site was last updated: September 21, 2026 6:25 PM UTC
Listing data provided by: Central Panhandle Association of Realtors (CPAR)
Information deemed reliable but not guaranteed. The information is provided exclusively for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer's personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The data relating
