Price Reduction - Waterfront
Address
1915 Smugglers Cove Rd, St. George Island, FL
Price
$ 1,280,000
Property Attributes
- MLS#328286
- TypeSingle Family
- Listing Status Active
- CountyFranklin
- CitySt. George Island
- AreaSt. George Island
- NeighborhoodIndian Bay Village
- Zip32328
- StyleBeach House
- Year Built1994
- Taxes$ 3271
- Price$ 1,280,000
- Bedrooms4
- Full Bathrooms3
- Half Bathrooms0
- Sqr Footage2426
- Lot Size1 Acres
Data Source:
Forgotten Coast REALTOR® Association
Property Description
Beautiful Waterfront Vacation Home for Sale “Come for the view — stay for the privacy, private dock, and boat slip.” Welcome to your dream coastal retreat. Nestled on a quiet waterfront cove with 210 feet of shoreline, this stunning 4-bedroom, 3-bathroom home offers breathtaking, unobstructed views of Smuggler's Cove Bay, exceptional privacy, and direct water access with a private dock and boat slip. Set on a wooded one-acre lot, the home is surrounded by natural beauty and tranquility. Expansive picture windows fill the spacious living area with natural light while perfectly framing the spectacular waterfront scenery. Built in 1994 by renowned local builder Carl Hoffman, this home has been lovingly maintained and thoughtfully updated over the years. Unlike many vacation properties, it has not been rented in years and has instead been carefully cared for by a family who spend six months each year enjoying it as their seasonal home. Many upgrades are afforded you, including; hurricane shutters, newly replaced tin roof (2024), weathered cedar siding (power washed 2025), upgraded electrical box, whole house wired for generator (2018), Gas Fireplace, Water Heater replaced (2026), Sewer “Aerobic” septic tank, two car covered garage with 3 separate storage compartments, ample space for your perfect outdoor kitchen. All furnishings are negotiable. Located within The Plantation, a prestigious private gated community with 24-hour roaming security, residents enjoy exclusive amenities including: Private airfield. Community beach. Clubhouse. Swimming pool, Exercise room, Pickleball courts, Tennis courts This is a rare opportunity to own a beautifully maintained waterfront getaway offering privacy, comfort, and unforgettable views. Schedule Your Private Tour For more information or to arrange a showing, contact: Bill Zester Anchor Realty 973-650-3318 ________________________________________
| Price History | |
|---|---|
| 5/8/2026 | Listed $1,599,000 |
| 7/22/2026 | 11$1,425,000 |
| 9/17/2026 | 10$1,280,000 |
General Features
| Sewer | Aerobic Septic |
|---|---|
| Heating | Central,Electric |
| Cooling | Central Air,Electric |
| Utilities | Cable Connected,Electricity Connected,Propane,Water Connected,City Trash,Underground Utilities |
| Possession | Immediate,Negotiable |
| Roof | Metal |
| Appliances | Dishwasher,Dryer,Electric Oven,Gas Water Heater,Microwave,Refrigerator,Washer |
| Zoning | A-1 |
| HOA Fee | 5083 |
| Association Fee Includes | Accounting,Insurance,Licenses/Permits,Maintenance Grounds,Recreational Facilities,Reserve Fund,Security,Taxes |
| Patio/Porch Features | Deck |
| Architectural Style | Beach House |
| Pool Features | None |
| Security Features | 24 Hour Security,Security Gate |
| Construction Materials | Frame,Wood Siding |
| Year Built | 1994 |
| View | Bay,Water |
| Stories Count | 2 |
| Levels | 2 |
| Property Subtype | Detached Single Family |
| Tax Year | 2025 |
| Waterfront Features | Bayfront |
| Community Features | Airport/Runway,BBQ Pit/Grill,Beach Community,Clubhouse,Community Room,Fitness Center,Gated,Pickle Ball Court,Pool |
| Assoc Fee Paid Per | Annually |
| Property Type | Residential |
| HOA | true |
| Attached Garage | false |
| Subdivision Name | Indian Bay Village |
| Garage Y/N | false |
| Full Baths | 3 |
| Status | Active |
| Directions | Take the bridge to St George Island & at the stop sign make a right onto W. Gulf Beach Dr. Follow straight till you access the Plantation gate. Continue on Leisure Lane looking for Smugglers Cove Rd on right. Turn and its the second drive on right. |
| City | St. George Island |
| Zoning Description | Residential Single Family |
| MLS Area | St. George Island |
| Lot Size Units | Acres |
| Lot Size Square Feet | 43560 |
| Carport Y/N | false |
| Tax Annual Amount | 3271.38 |
| Property Condition | Construction Complete |
| Ok to Lease | Short Term Lease |
| MLS Area Minor | Plantation |
| Additional Parcels Y/N | false |
| Concessions | No |
| Virtual Tour | https://www.hommati.com/3DTour-AerialVideo/unbranded/1915-Smugglers-Cove-Rd-Saint-George-Island-Fl-32328--HPI71614175 |
| Building Area Units | Square Feet |
| Living Area Units | Square Feet |
| Standard Status | Active |
| Occupancy Type | Owner |
| Tax Lot | Lot 16 ORB 204 |
| Legal Description | Lot 16 Indian Bay Villages ORB204 Page 310 ORB 378/56 1089/433-Easement 1089/443- Easement R29-09S-06W-7337-000-0160 |
| LeasableAreaUnits | Square Feet |
| Year Built Effective | 1994 |
Interior Features
| Interior Amenities | Bookcases,Kitchen Island,Pantry |
|---|---|
| Basement | None |
| Flooring | Hardwood |
| Furnished Y/N | Negotiable |
| Fireplace Features | Gas |
| Air Conditioning Y/N | true |
| Heating Y/N | true |
| Fireplace Y/N | true |
| Total Bedrooms | 4 |
| Total Baths | 3 |
| Primary Bedroom Features | Blinds,Carpet |
Exterior Features
| Exterior Amenities | Boat Ramp,Boat Slip,Dock,Hurricane Shutters |
|---|---|
| Parking Features | Under House With Pad |
| Lot Features | Boating Access,Flood Insurance Required,Irregular Lot,Waterfront,Wooded |
| Water Source | Public |
| Total Parking | 2 |
| Lot Size Area | 1 |
| Foundation Details | Pilings |
| Building Area Total | 3080 |
| Lot Dimensions | Irregular |
| Lot Size Acres | 1 |
| Road Surface Type | Paved |
| Frontage Length | Water Front Ft: 210 |
| Waterfront Y/N | true |
| Road Frontage Type | Private Road |
| Other Equipment | Whole House Generator |
Amenities
- Foreclosure
- Views
- Short Sale
- New Construction
- Adult 55+
- Lease To Own
- No HOA Fees
- Furnished
- Primary On Main
- Air Conditioning
- Seller Finance
- Green
- Fixer Upper
- Horse
- Golf
- Fireplace
- Deck
- Garage
- Basement
- Pool
Property vs Single Family Average in 32328
Price
Taxes
Year Built
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The Tallahassee Board of REALTORS® Inc Data on this site was last updated: September 22, 2026 6:16 PM UTC
Listing data provided by: Central Panhandle Association of Realtors (CPAR)
Information deemed reliable but not guaranteed. The information is provided exclusively for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer's personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The data relating
